Chinkee Tan

Jan 152018
 
Chinkee Tan
Chinkee Tan

A lot of people equate being RICH with SUCCESS.

The understandable formula is – if you are RICH then you are most likely SUCCESSFUL.
But how do you explain the truth that even in their success, some people still feel SAD? Making money seems to make you happy for the moment, but once you get what you desire, you still end up feeling EMPTY.

I can remember the bike that I wanted to have when I was a child. I was thinking, dreaming and wanting to have that. I told myself that I will be the happiest child when I will have it. But once I had it, the feeling of fulfillment and excitement lasted on for a few weeks. After that, I moved on the next new thing.

This works the same way on people who are aspiring to become rich. Let me tell you one life-changing truth that I discovered in life: Being rich is not only a state of well being but also a state of mind and heart.

Here are truths that may help you determine whether you are rich where it matters most:

THERE ARE NO RICHES IN THE WORLD GREATER THAN HAVING A LOVING FAMILY.

If you do not have a loving family in spite of your financial success in life, you are NOT truly rich.

In the eyes of men, your material possessions make you rich. But the absence of the love and support one gets from a family makes you POOR at the end of the day.

Having a family who loves you gives you EMOTIONAL WEALTH. It fills a void that cannot be replaced by money nor fame. Family is where you draw your strength, inspiration and passion in life.

HAVING A LOVING FAMILY IS A POWERFUL TOOL.

The emotional support that your family gives you when you feel like giving up is PRICELESS. Just when you are ready to quit, their love will sustain you and give you the renewed strength that you need in order to move forward.

HAVING A LOVING FAMILY HELPS YOU FIND YOUR PURPOSE.

If you have kids, always make time for them. If your parents are still alive, value the time that you spend with them and learn from their experiences. Having a loving family makes you have a better appreciation of time. You begin to understand that no amount of worldly riches can ever give you the same joy that comes from being with your loved ones.

REALITY CHECK! As a parent, it is your DUTY and OBLIGATION to work hard and make sure that your children get a better shot in life than you did.

You did not get to choose when you were born POOR, but you get a CHOICE as to how to live your life. And most definitely, you can choose what legacy you will leave behind.
Just like everyone else in this planet, you have 24 hours to make something of your life every single day. It doesn’t who you are or where you came from or how difficult your life was growing up. What matters is the choice you make today to live differently.

THINK. REFLECT. APPLY.

What kind of riches are you working hard to amass?
Is your success giving you real happiness?
What can you do to achieve permanent happiness in life?

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Jan 102018
 
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3 Unbelievable Money Success Stories We Can Learn From

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5 Ways On How To Overcome Financial Stress in 2018

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Dec 142017
 
10 Tips on How Savings Money Made Me a Better Person

Chinkee Tan I am thankful and grateful that my parents really taught me how to save money. But it wasn’t really pleasant when I was starting. It seems like I felt deprived of so many things in life when I was still young. But thanks be to God the discipline of savings made me a better person. Just like any other form of discipline, saving money has its positive effects on a person. I am sure you understand how saving money entails making the necessary sacrifices. I’m not just talking about a few. We all know building your savings requires numerous sacrifices – giving up the little luxuries you have been so used to doing before you decided to take your future seriously. And it making these sacrifices, you are investing primarily on your personal growth as an individual. More than the amount of money you are putting aside, you are building your character. Building your character means you are on your way to becoming a better person. And being a better person means letting go of old bad habits and making new ones that will guarantee your improvement. Here are ways saving money can make you a better person: #1: You learn to prioritize. #2: It requires you to learn how to resist temptation. #3: You become more conscious about what you spend on. #4: It helps you put things in the proper perspective. #5: You learn to say “no” to less important things. #6: You start to understand Read More …

Dec 082017
 
5 Ways Your Savings Can Change Your Financial Life

Chinkee Tan Think of a time in your life when you had an unexpected expense. It may be a medical emergency in the family, recovering after being hit by a calamity or losing a loved one through a disease. Being sick is already bad, what’s worst is when you don’t have enough savings to pay the bills. During those times, did you quietly wish that you saved enough money in order to have something you can spend for your emergency? Not all Filipinos make SAVINGS a priority. It usually takes a financial crisis in life to remind people the real value of putting aside money. Here is a list of how saving money can change your life. #1: SAVING MONEY CAN HELP YOU DURING EMERGENCIES There is nothing more frustrating than not having enough money when you need it the most. Always set up an emergency fund that you can only access during uncalled for situations. You not only address the need, you also spare yourself the stress of looking for financial resources. #2: SAVING CAN HELP YOU PAY YOUR DEBTS Intentionally putting aside money every payday in order to pay off debts will eventually give you benefits. Getting rid of your debts is part of achieving financial freedom. You will not be able to fully enjoy your financial success knowing at the back of your mind that you still owe people money. #3: SAVING PREPARES YOU FOR RETIREMENT A retirement fund is a MUST. It is comforting to arrive Read More …

Dec 022017
 

Are you experiencing financial stress lately? Good news! Why is it good news? You’re not alone. It’s okay to admit that there are still times you struggle with how to use your money wisely. Here are a few realities you may be experiencing yourself: You want to work within your budget but you are also struggling with impulse buying. Worse, no one is giving you tips on how to fight it. You promised yourself you will start saving and to be fair, you did start to put aside money. But you just couldn’t say no to a random weekend getaway your friends invited you to. You are spending more than what you are earning. Your credit card bills are mounting. You no longer have enough money to spend to last you until the next payday. Read Related Story: 5 Powerful Money Lessons We Can Learn from Chinoy Tycoons, Sy, Gokongwei and Tan Here’s even better news! YOU can do something about it. Nobody else can fix your financial problems for you other than you. I can teach you all the disciplines needed in order to achieve financial freedom, but YOU have to make a decision to actually follow it. Here are my thoughts on how you can start to spend your money wisely: TIP 1: MAKE A LIST OF YOUR PRIORITIES. Identify important areas where your money should go first. Think of basic needs and obligations first before your wants. TIP 2: CREATE A BUDGET. A budget will act as Read More …