Chinkee Tan

Sep 012017
 
5 Things You Should Never Do When You Have Money

Money isn't everything but it sure means something. Having money simply means that you can afford to buy what others can’t. You can enjoy travelling to places you’ve never been before.  While your newfound freedom allows you to experience new pleasures, remember that there is a responsibility in your new found success. NEVER FORGET THE PEOPLE WHO HELPED YOU WHEN YOU WERE STARTING No matter how successful and rich you are, remember the people who believed in you and helped you when you were just starting. I’m really so thankful of the following people who believed in me and helped me. Meron nga tayong kasabihan, “Ang taong hindi marunong lumingon sa kanyang pinanggalingan ay may stiff neck.” NEVER EVER GAMBLE Gambling is a game of chance. You do not want to bet your future on chance. Success doesn't happen by chance, it is achieved based on the daily choices we make. If you think you are going to make easy and quick money through gambling, you are just cheating yourself. The odds are always against you. Because the banker always wins. Give me one casino that closed because they lost money. Did you know that the former NBA star Charles Barkley once admitted that he lost $2.5 million in six hours by gambling? Never even entertain the idea of trying it just for fun. Because gambling is addictive. Once you are hooked it is just like drugs, you will have a hard time kicking off the bad habit. NEVER EVEN Read More …

Aug 062017
 
Never Punish Yourself for Your Mistakes

Chinkee Tan Have you done something you deeply regret? Bought something in a sale but never use it at all? Went into a business deal and lost money instead of making money. Someone borrowed money but never paid you back. It may have happened many years ago but you still could not seem to forget it. If you are going through this process, you are experiencing SELF-BLAME. When you are in this mode, you feel that you are a loser. You cannot think straight and you’ve been robbed of your self-confidence. What makes matters worse is that everyone around you seems to be reminding you about this mistake. Before you punish yourself even more, just like to remind you that, “Everyone makes mistakes. Don’t punish yourself for your misgivings.” Name me one person who succeeded in life without making a mistake. It is never about the mistake, it is what you do about it? Do you want to be able to move on? If you are having a hard time, maybe it's because you still haven’t forgiven yourself. Do you know that the hardest thing in this life is to forgive oneself? If you’re having a hard time, I’m the one asking you – PLEASE GIVE YOURSELF ANOTHER CHANCE. If you are able to forgive others, why don’t you forgive yourself? Why are you TOO HARD on yourself? It’s okay to have high standards in life, but if you fall short of your own expectations, give yourself room to grow and Read More …

Jul 292017
 
Why Do Some People Work So Hard Yet Never Reach Their Dreams?

Chinkee Tan Are you always working overtime but still not getting enough salary? Or maybe you have a lot of sideline work, but still you can’t seem to pay off your debts. Or are you staying up all night to manage and promote your business but still you’re not earning enough? If you answered a resounding YES, then I want to remind you… MAKING MONEY vs. MANAGING MONEY Don’t just spend time making money. You should also allot time managing money. If you’re always working so hard, but still you’re not earning the amount of money that you want, it’s possible that you are not taking care of your resources. Maybe, your strategy in handling your money is wrong. Maybe it’s time for you to learn about new ways to handle your finances. Take your time so that you can learn. Don’t overwork and disregard opportunities for you to learn. As the saying goes, “Never stop learning because life never stops teaching.” “It’s not about how much money you MAKE, but how much money you SAVE.” Even if the money that you are earning is big, if the money that you are spending is also big, then it counts as nothing. Maybe you’re always so busy at work that’s why you have no time to manage your income. The long hours that you put in your work will not amount to anything without the proper handling of your finances. Always remember, “Everything in excess is bad.” That’s why we need Read More …

Jul 212017
 
Is Busyness The Key to Success?

Chinkee Tan One of the most frequently asked questions I received from my speaking engagement is, “How can I become successful in life?” This is a fact: people who are goal-oriented, determined, persevering, skilled, and focused are the ones who achieve the goals they have set for themselves. We all know that these intangibles are essentials if one is to accomplish a certain task, may it be big or small, long-term or short-term. We all get it. These people are so determined and so focused that sometimes we ask ourselves “Don’t these people get a breather?” or “Where do they get all that energy? Wherever they got it, I want one too!” I can tell you with authority because I am speaking based on my personal experience. When I work, it is as if there is no tomorrow! However, although all the “go go go!” and “hoorahs!” are needed to achieve success, it is also important to understand that busyness can be damaging in certain circumstances. While being goal-oriented and being preoccupied almost 24/7 is noteworthy, we should also pause and ask ourselves: when did busyness become a core value? Some people feel that busyness is the new cool. If you have so much in your plate and your schedule is always full with different activities and work-related agendas, we feel that we are actually, and always getting somewhere. But before we praise ourselves for being so preoccupied with so many things, let us stop and ask ourselves a few Read More …

Jul 072017
 
4 Reasons Why The Rich Get Richer

Chinkee Tan Let us get right to the point. I believe that they are doing something which ordinary people are not doing. They do not only do it once, but they do it consistently. The rich get richer because they are… GOAL-ORIENTED The rich KNOW where they want to go. To them, it is very clear what they want to achieve. Before they execute something, they already know what they want to happen. WISE TO ASK THE WISE And if ever that they are not very sure with the direction towards their financial destination, the are WISE enough to ask FINANCIAL EXPERTS. They are WISE enough to admit that they do not know everything. POSITIVE THINKERS Because of the goals that they’ve set and everything that they have learned from experts, they are able to develop a POSITIVE OUTLOOK. They believe in their own abilities, and they are very determined to do whatever it takes to make their dreams come true. They are not easily discouraged by failures and setbacks. They do not entertain negative people and negative thoughts in their minds. RISK TAKERS Every rich person is rich today because he or she has made a BRAVE STEP OF TAKING RISKS. Even you are super confident and well-learned when it comes to achieving your financial destination, you will not arrive there if you are just always chilling and hanging around. Move! Take action! Do something! Take risks! Maybe you have a Mark Zuckerberg-like idea. Develop it! Do you often Read More …

Jun 302017
 
How to Know If You Have a True Friend?

Chinkee Tan Let’s say you were suddenly promoted, or you have a new gadget, or perhaps something really good happened to you. Then from out of the blue, here comes this person who is suddenly full of praises for you, “Wow, man you’re so lucky! Don’t forget to share your blessings with me, okay! After all, you and I go a long way!” Or maybe you have been in these situations: “Hi, I want to offer you these really great products. I’m sure you can afford my terms. C’mon, let’s have coffee.” “I’m so embarrassed. We haven’t seen each other in a while, but I really need some money. I don’t know who else to turn to for help.” “Wow, you’re a manager now. Imagine, you were just a rank and file officer? Maybe you can squeeze in an opening for me?” Bottom line is, you haven’t seen each other or even talked to each other in a very, very long time…hey, you’re not even sure if you ever became friends but you clearly remember when he would belittle your skills in front of others and won’t even lift a finger to help you in your times of need. This is what you call a “user friendly people”. People like them are like “mushrooms”, they sudden show up when they have something to gain from you, but when they don’t need you anymore then they quickly disappear. What are the signs that a person is a fair-weathered friend?   PRESENT Read More …

Jun 252017
 
How to Deal with an Abusive Spouse (Physical or Verbal)

Chinkee Tan Is your spouse physically hurting you? Or telling you hurtful things? Do you feel abused physically or even verbally by your spouse? Being married for 17 years, after numerous counselling, I just need to write this because I have witnessed many women who have been physically abused yet choose to live in silence and fear. Likewise, I have witnessed many men who have become so resigned about their relationship with their own wives because of verbal abuse. ACCEPT THAT THERE IS A PROBLEM Unless you accept the fact that you are in a situation wherein you need help, you will not be able to see any positive change in your situation. Stop being in denial. Don’t cover up or even justify what your wife or husband is doing. Start accepting that you are in a problematic situation. Accepting your situation for what it is – is not easy. Oftentimes, you have probably wanted to just ignore your situation. But until you are able to do the first step – which is admit that you have a problem – you won’t be able to improve your relationship with your spouse. Okay, so now that you have accepted that you do have a problem in your situation, now what? ATTEND COUNSELLING Now that you have admitted that you need help, it’s now time to decide to get help. The presence of physical or verbal abuse in a relationship warrants help. Yes, it’s good for you, as a couple, to talk Read More …

Jun 172017
 
Do You Know of People Who Are Not Friendly But User-Friendly?

Chinkee Tan In your place of business or work, you cannot avoid people who are USERS. They text you whenever they need something from you, and when you don’t reply they make you feel guilty and bad. But whenever you need something from them, they ignore you. They don’t even have the courtesy to reply. They will try to manipulate you and make you feel bad until you succumb to their evil tactics just to get what they want. And after they’ve already gotten what they want — they dump you like a hot potato. They’re back to their old selves. They won’t even say thank you. The won’t text you again for a long time. All they want is to just suck the life out of you. Now, they’re on to their next victim that they will prey on and use. They’re a living proof that vampires do exist in this modern world! It’s painful whenever you encounter these types of people, especially when they are in power, or they are your closest friends and relatives. Sometimes you really have no choice but to say yes to them. If you’ve been through this lately let me tell you, in reality, you have a choice! CHOOSE TO PROTECT YOURSELF You have a choice to protect yourself and not be used by these types of people. These user-friendly people (people who are only friendly to you if they want to use you!) do not deserve your time and attention. CHOOSE THE Read More …

May 302017
 
Never Ever Invest Out of Fear

Chinkee Tan One of the most frequently asked questions in my sessions is “Where can I invest my money?” If there is only one advice I can offer you, it is to never invest out of FEAR. Never ever make an investment decision based on fear. This only reflects the lack of information. If you are educated and informed, you will never be afraid. You will have confidence since you know what you’re doing. This is especially true for most of the retirees who don’t know what to do with the money that they’ve saved over the years. Out of fear that it may slowly deplete and run out, they will look for a business or an investment where they can put their money, and grow it. They think that this is the only solution to their problems. Either they are driven by great excitement or by great fear. In short, they fall into the scam because of their uninformed decisions and unreliable emotions.    When it comes to investments, don’t let your decisions be driven by emotions, fear, insecurity, or even great excitement. ASK BEFORE DECIDING TO INVEST Be wise. Before you give in and join any business or any endeavour, make sure that you’ve asked and sought advice from wise people. DON’T GET CARRIED AWAY BY SWEET TALK Don’t fall for those sweet talkers. Believe me, people are willing to promise you the stars just to get your money. And then, once they do get your money, you Read More …

May 122017
 
Did You Suffer a Loss?

Chinkee Tan Has this ever happened to you? Crying for hours, days, weeks, months, or even years. You’ve wasted so much time yet you just can’t seem to stop thinking about what happened! You can’t eat, you can’t function at work, you’re always not yourself. There are so many things that have already happened, and yet, you’re still here, getting all left behind. Why? What happened? Maybe you were expecting something to happen, and you were so ready for it, but it didn’t happen. You feel like it’s so unfair because what you were hoping for did not take place. What’s even worse is that you feel like life is playing tricks on you. What you want is just right there in front of you, you can reach for it, you can see it — but you just cannot have it. And so you go through so much agony, grief, and sadness. That’s what happened to one of my letter senders. She has been married for the past 20 years and is living a happy life. Then one day, all of a sudden, her husband started treating her coldly. Whenever she would ask how the husband’s day is, he would only answer, “Okay” or “Fine”. Then, after carefully investigating and inquiring, she found out that her husband has a mistress who he houses in a condo. That was the biggest blow in her life. And her question to me was, what was she going to do in her life? When Read More …