Jul 122013
 

PETITIONER Bankard, Inc. has resorted to job contractualization or outsourcing or contracting out of jobs. Among other programs, it also implemented a Manpower Rationalization Program (MRP), which was an invitation to the employees to tender their voluntary resignation with entitlement to separation pay equivalent to at least two months’ salary for every year of service. Majority of its Phone Center and Service Fulfillment Division employees availed themselves of the MRP.

Respondent Bankard Employees Union-AWATU (Union) contended that Bankard committed unfair labor practice (ULP). Is there merit to this contention?

Ruling: No.

The general principle is that the one who makes an allegation has the burden of proving it. While there are exceptions to this general rule, in ULP cases, the alleging party has the burden of proving the ULP; and in order to show that the employer committed ULP under the Labor Code, substantial evidence is required to support the claim. Such principle finds justification in the fact that ULP is punishable with both civil and/or criminal sanctions.

Aside from the bare allegations of the union, nothing in the records strongly proves that Bankard intended its program, the MRP, as a tool to drastically and deliberately reduce union membership. Contrary to the findings and conclusions of both the National Labor Relations Commission (NLRC) and the Court of Appeals (CA), there was no proof that the program was meant to encourage the employees to disassociate themselves from the union or to restrain them from joining any union or organization.

There was no showing that it was intentionally implemented to stunt the growth of the union or that Bankard discriminated against, or in any way singled out the union members who had availed themselves of the retirement package under the MRP.

True, the program might have affected the number of union membership because of the employees’ voluntary resignation and availment of the package, but it does not necessarily follow that Bankard indeed purposely sought such a result. It must be recalled that the MRP was implemented as a valid cost-cutting measure, well within the ambit of the so-called management prerogatives. Bankard contracted an independent agency to meet business exigencies. In the absence of any showing that Bankard was motivated by ill will, bad faith or malice, or that it was aimed at interfering with its employees’ right to self-organize, it cannot be said to have committed an act of unfair labor practice (Bankard, Inc. vs. NLRC, et. al., G.R. No. 171664, March 6, 2013).

(Almirante is a former labor arbiter)

Published in the Sun.Star Cebu newspaper on July 13, 2013.

Jun 282013
 
Philam Life launches 2 new products

MANILA, Philippines – Philippine American Life and General Insurance Co. (Philam Life) has launched two new unit-linked products (ULP) in its life insurance line in a bid to boost its premium income this year. ULPs are life insurance products laced with investment instruments, otherwise referred to as protection and savings/investment. It is also known in the industry as variables or unit linked (VULs). The two ULPs are priced at affordable pricing points, with variants that require merely P2,000 a month in premiums. Philam Life marketing head Jessica C. Abaya said their VUL sales are now outpacing traditional or pure protection products. “About 80 percent of sales so far are ULPs,” Abaya said in a briefing yesterday. Last year, ULPs accounted for nearly 60 percent of total sales. She expressed confidence that the new products will boost the sale of traditional and ULPs as the highly-liquid market is hungry for both investments and protection. Business ( Article MRec ), pagematch: 1, sectionmatch: 1 “Only four percent of the country’s population have personal life insurance products,” she said. Nearly 19 percent of the country’s population are holders of some form of protection, majority of which are government funds such as the Government Security and Insurance System (GSIS), PhilHealth and the Social Security System (SSS). However, the gradual demise of special deposit accounts (SDAs) means there is roughly P1 trillion that will return to the market in search of new options. Philam Life reported total premiums of P15.29 billion in 2012, from P13.35 Read More …