Jul 212017
 
Is Busyness The Key to Success?

Chinkee Tan One of the most frequently asked questions I received from my speaking engagement is, “How can I become successful in life?” This is a fact: people who are goal-oriented, determined, persevering, skilled, and focused are the ones who achieve the goals they have set for themselves. We all know that these intangibles are essentials if one is to accomplish a certain task, may it be big or small, long-term or short-term. We all get it. These people are so determined and so focused that sometimes we ask ourselves “Don’t these people get a breather?” or “Where do they get all that energy? Wherever they got it, I want one too!” I can tell you with authority because I am speaking based on my personal experience. When I work, it is as if there is no tomorrow! However, although all the “go go go!” and “hoorahs!” are needed to achieve success, it is also important to understand that busyness can be damaging in certain circumstances. While being goal-oriented and being preoccupied almost 24/7 is noteworthy, we should also pause and ask ourselves: when did busyness become a core value? Some people feel that busyness is the new cool. If you have so much in your plate and your schedule is always full with different activities and work-related agendas, we feel that we are actually, and always getting somewhere. But before we praise ourselves for being so preoccupied with so many things, let us stop and ask ourselves a few Read More …

Jul 142017
 
How To Say ‘No’ to Relatives Who Borrow

Chinkee Tan Do you have relatives who are always asking to borrow money from you? Lending money is okay, if the borrower knows how to pay it back. But if they don’t then we oftentimes end up on the losing end, being the bad guy, if we remind them of their debt. This can also lead to more stress just thinking how you will say NO to them the next time they borrow money from you. You have probably reached the point of not wanting to lend money to people. You are already at the verge of telling them so. Then, what’s stopping you? It is probably the need to reciprocate, showing “debt of gratitude” or what we know as “utang na loob”, right? Yes, your family and relatives may have had significant roles in helping you before, so now that you are the one who has a better position or situation in life, you want to show them your support. But inside, you are debating whether to help them or not. To clear your mind, let me share with you some tips to help you decide: PAYING BACK A “DEBT OF GRATITUDE” IS NOT MEANT TO LAST FOREVER As Filipinos, we have this tradition that we need to ALWAYS pay back our debt of gratitude. But it does not mean that are obligated to do so for the rest of our life. Traditions are good, but should not be abused. Paying back to show our gratitude to those who Read More …

Jul 072017
 
4 Reasons Why The Rich Get Richer

Chinkee Tan Let us get right to the point. I believe that they are doing something which ordinary people are not doing. They do not only do it once, but they do it consistently. The rich get richer because they are… GOAL-ORIENTED The rich KNOW where they want to go. To them, it is very clear what they want to achieve. Before they execute something, they already know what they want to happen. WISE TO ASK THE WISE And if ever that they are not very sure with the direction towards their financial destination, the are WISE enough to ask FINANCIAL EXPERTS. They are WISE enough to admit that they do not know everything. POSITIVE THINKERS Because of the goals that they’ve set and everything that they have learned from experts, they are able to develop a POSITIVE OUTLOOK. They believe in their own abilities, and they are very determined to do whatever it takes to make their dreams come true. They are not easily discouraged by failures and setbacks. They do not entertain negative people and negative thoughts in their minds. RISK TAKERS Every rich person is rich today because he or she has made a BRAVE STEP OF TAKING RISKS. Even you are super confident and well-learned when it comes to achieving your financial destination, you will not arrive there if you are just always chilling and hanging around. Move! Take action! Do something! Take risks! Maybe you have a Mark Zuckerberg-like idea. Develop it! Do you often Read More …

Jun 302017
 
How to Know If You Have a True Friend?

Chinkee Tan Let’s say you were suddenly promoted, or you have a new gadget, or perhaps something really good happened to you. Then from out of the blue, here comes this person who is suddenly full of praises for you, “Wow, man you’re so lucky! Don’t forget to share your blessings with me, okay! After all, you and I go a long way!” Or maybe you have been in these situations: “Hi, I want to offer you these really great products. I’m sure you can afford my terms. C’mon, let’s have coffee.” “I’m so embarrassed. We haven’t seen each other in a while, but I really need some money. I don’t know who else to turn to for help.” “Wow, you’re a manager now. Imagine, you were just a rank and file officer? Maybe you can squeeze in an opening for me?” Bottom line is, you haven’t seen each other or even talked to each other in a very, very long time…hey, you’re not even sure if you ever became friends but you clearly remember when he would belittle your skills in front of others and won’t even lift a finger to help you in your times of need. This is what you call a “user friendly people”. People like them are like “mushrooms”, they sudden show up when they have something to gain from you, but when they don’t need you anymore then they quickly disappear. What are the signs that a person is a fair-weathered friend?   PRESENT Read More …

Jun 252017
 
How to Deal with an Abusive Spouse (Physical or Verbal)

Chinkee Tan Is your spouse physically hurting you? Or telling you hurtful things? Do you feel abused physically or even verbally by your spouse? Being married for 17 years, after numerous counselling, I just need to write this because I have witnessed many women who have been physically abused yet choose to live in silence and fear. Likewise, I have witnessed many men who have become so resigned about their relationship with their own wives because of verbal abuse. ACCEPT THAT THERE IS A PROBLEM Unless you accept the fact that you are in a situation wherein you need help, you will not be able to see any positive change in your situation. Stop being in denial. Don’t cover up or even justify what your wife or husband is doing. Start accepting that you are in a problematic situation. Accepting your situation for what it is – is not easy. Oftentimes, you have probably wanted to just ignore your situation. But until you are able to do the first step – which is admit that you have a problem – you won’t be able to improve your relationship with your spouse. Okay, so now that you have accepted that you do have a problem in your situation, now what? ATTEND COUNSELLING Now that you have admitted that you need help, it’s now time to decide to get help. The presence of physical or verbal abuse in a relationship warrants help. Yes, it’s good for you, as a couple, to talk Read More …

Jun 172017
 
Do You Know of People Who Are Not Friendly But User-Friendly?

Chinkee Tan In your place of business or work, you cannot avoid people who are USERS. They text you whenever they need something from you, and when you don’t reply they make you feel guilty and bad. But whenever you need something from them, they ignore you. They don’t even have the courtesy to reply. They will try to manipulate you and make you feel bad until you succumb to their evil tactics just to get what they want. And after they’ve already gotten what they want — they dump you like a hot potato. They’re back to their old selves. They won’t even say thank you. The won’t text you again for a long time. All they want is to just suck the life out of you. Now, they’re on to their next victim that they will prey on and use. They’re a living proof that vampires do exist in this modern world! It’s painful whenever you encounter these types of people, especially when they are in power, or they are your closest friends and relatives. Sometimes you really have no choice but to say yes to them. If you’ve been through this lately let me tell you, in reality, you have a choice! CHOOSE TO PROTECT YOURSELF You have a choice to protect yourself and not be used by these types of people. These user-friendly people (people who are only friendly to you if they want to use you!) do not deserve your time and attention. CHOOSE THE Read More …

Jun 092017
 
How Can I Increase My Monthly Income?

Chinkee Tan What’s the most frustrating thing that has ever happened in your life?   Maybe it’s these things… Do you feel that you are working so hard, yet you never seem to be earning enough? Do you find yourself always doing overtime, yet you can’t seem to fit all of your extra pay for all your bills? Do you have sidelines left and right, yet you feel as if the money you get is just passing through your hands? If you answered a big, resounding YES to any of those, then I have some tips for you: VALUE YOUR TIME Actually, time is more important than money. The accumulation of money can be unlimited, but when it comes to time, it never accumulates, it only depletes. Young or old, rich or poor, we all have only 24 hours in a single day. The only difference is how we use our time. The moment you receive your earnings, what do you do with it? If you really want to increase your income, spend your time doing MONEY-GENERATING activities. Aside from these activities, you also need to spend time… LEARNING FROM OTHER PEOPLE There’s truth to the saying, “Birds with the same feather flock together.” If your goal is to increase your income, then join people with the same goal as you, so that they can inspire you and help you reach that goal. Instead of simply hanging out on a Friday night, why not attend a seminar that can greatly Read More …

May 302017
 
Never Ever Invest Out of Fear

Chinkee Tan One of the most frequently asked questions in my sessions is “Where can I invest my money?” If there is only one advice I can offer you, it is to never invest out of FEAR. Never ever make an investment decision based on fear. This only reflects the lack of information. If you are educated and informed, you will never be afraid. You will have confidence since you know what you’re doing. This is especially true for most of the retirees who don’t know what to do with the money that they’ve saved over the years. Out of fear that it may slowly deplete and run out, they will look for a business or an investment where they can put their money, and grow it. They think that this is the only solution to their problems. Either they are driven by great excitement or by great fear. In short, they fall into the scam because of their uninformed decisions and unreliable emotions.    When it comes to investments, don’t let your decisions be driven by emotions, fear, insecurity, or even great excitement. ASK BEFORE DECIDING TO INVEST Be wise. Before you give in and join any business or any endeavour, make sure that you’ve asked and sought advice from wise people. DON’T GET CARRIED AWAY BY SWEET TALK Don’t fall for those sweet talkers. Believe me, people are willing to promise you the stars just to get your money. And then, once they do get your money, you Read More …

May 192017
 
Why Do People Get Scammed?

Chinkee Tan There are a lot of different scams out there right now. No matter how many scams are being reported on the news, you would be surprised at how many people are still being victimized by them. Most scams make use of highly persuasive techniques. Yes! They are very persistent. Just as the famous news anchor Mike Enriquez says, “Hindi kita tatantanan!” (I will not leave you alone!) Unless and until you don’t fall for their scheme, they will not stop convincing you and persuading you to join them and do whatever it is that they are asking of you. They will make you feel excited of what the “business” has to offer. They will do anything and everything just to get you on their side – they are always putting their best foot forward. They will not tell you anything but the good things – benefits, advantages, all the things that will make you go “Wow!” Other scammers on the other hand, persuade people by instilling fear. They say things like, “If you don’t go into this business, you will lose a lot. You will miss half of your life. You will regret it for the rest of your life.” So why are people being victimised by these scams? Here are some reasons. IGNORANCE – NEVER INVEST IN SOMETHING YOU DON’T UNDERSTAND NO MATTER HOW PROFITABLE IT MAY BE They simply don’t know. Of course! If you yourself know that what you are gettng yourself into is a Read More …

May 122017
 
Did You Suffer a Loss?

Chinkee Tan Has this ever happened to you? Crying for hours, days, weeks, months, or even years. You’ve wasted so much time yet you just can’t seem to stop thinking about what happened! You can’t eat, you can’t function at work, you’re always not yourself. There are so many things that have already happened, and yet, you’re still here, getting all left behind. Why? What happened? Maybe you were expecting something to happen, and you were so ready for it, but it didn’t happen. You feel like it’s so unfair because what you were hoping for did not take place. What’s even worse is that you feel like life is playing tricks on you. What you want is just right there in front of you, you can reach for it, you can see it — but you just cannot have it. And so you go through so much agony, grief, and sadness. That’s what happened to one of my letter senders. She has been married for the past 20 years and is living a happy life. Then one day, all of a sudden, her husband started treating her coldly. Whenever she would ask how the husband’s day is, he would only answer, “Okay” or “Fine”. Then, after carefully investigating and inquiring, she found out that her husband has a mistress who he houses in a condo. That was the biggest blow in her life. And her question to me was, what was she going to do in her life? When Read More …